Get Tio in your group chat.

Telegram for group chats. WhatsApp for personal use. iMessage coming soon.

💡 Pro covers both — group chats on Telegram AND personal use on WhatsApp. One subscription, all platforms.

Add Tio to your group in 30 seconds.

1
Open Tio on Telegram
Tap the button above
2
Tap 'Add to Group'
From Tio's profile menu
3
Pick your family chat
Tio joins instantly

WhatsApp: just chat 1:1 with Tio — no group setup needed.

Live on Telegram & WhatsApp · iMessage soon

Your group chat that
remembers everything.

Tio is the smart sidekick for families, roommates, and friend groups. Appointments, prescriptions, documents, splits — all in your chat, remembered forever.

9:41
F
Family ❤️
5 members, Tio
Mom
Lina has dentist Tuesday at 2pm 🦷
Tio
Got it! Reminder set for Monday evening + Tuesday 1pm.
Dad
📎 grandpa-prescription.jpg
Tio
Saved to family docs: Ramipril 5mg · with breakfast. I'll find it whenever you ask.
Sis
Dinner receipt 📸 $124
Tio
Split 4 ways = $31 each. Sending Venmo links now.
$
Pay $31.00
Dinner · Family
Open
Message
Capabilities

What Tio remembers for you

Just chat naturally. Tio spots useful stuff and saves it for the whole group.

Appointments

Doctor visits, school events, birthdays — Tio reminds the whole group.

Mom: "Lina has dentist on Tuesday at 2pm"
Tio: ✅ Got it! I'll remind everyone Monday.

Prescriptions & Health

Medications, allergies, doctor info — accessible to everyone in your family group.

Mom uploads photo of grandpa's prescription.
Sister later: "What's grandpa's BP med?"
Tio: "Ramipril 5mg, taken with breakfast."

Documents & IDs

Passport photos, insurance cards, contracts — saved securely, found in seconds.

You at airport: "Where's my passport copy?"
Tio: "Sent April 12 by Mom. Here it is 📎"

Household

Cleaning rotations, who took out the trash, shopping lists — synced with everyone.

Roommate: "Whose turn is it to clean the kitchen?"
Tio: "Mike. He last did it on April 5."

Bills & splits

Snap a receipt — Tio splits the bill and sends Venmo links to friends. Money flows directly between you.

Snap dinner receipt →
Tio: "Split $120 four ways = $30 each.
Venmo links sent to @mike, @sarah, @alex."

Important info

WiFi passwords, gate codes, emergency numbers — always at hand.

Cousin visiting: "What's your WiFi?"
Tio: "It's BlueHouse2024. Sent on March 3."

Reminders & todos

Set reminders for the group. Tio nudges the right person at the right time.

/remind Friday 6pm Pick up cake for grandma
Tio: "Reminder set. I'll ping the group Friday at 6pm."

And so much more — Tio learns what matters to your group.

Use cases

Built for these groups.

The family's shared memory.

Mom forgets dad's appointments. Sister can never find the insurance card. Tio remembers appointments, prescriptions, and stores every important document — all in your normal family chat.

9:41
F
Family ❤️
5 members, Tio
Mom
Lina has dentist Tuesday at 2pm 🦷
Tio
Reminder set for Monday evening + Tuesday 1pm.
Dad
📎 grandpa-prescription.jpg
Tio
Saved: Ramipril 5mg with breakfast. Just ask anytime.
Sis
Where's the insurance card?
Tio
Sent by Mom on Feb 14. Here it is 📎
Message
How it works

Add Tio. Chat. Ask anything.

Add Tio to your group chat. Use it like a normal member.

Step 1

Add Tio to your chat

Open Tio in Telegram and add to any group: family, roommates, friends. Takes 10 seconds.

Step 2

Chat normally

Mention dates, send photos, share documents. Tio quietly notices useful stuff. No spam.

Step 3

Ask Tio anytime

"What's mom's appointment?" "Where's the lease?" "Who owes for groceries?" — Tio remembers.

How it works

How splits work

Money goes directly between you and your friends. Tio never holds your money.

01

Someone pays the bill

Sarah books the Airbnb for $1,000 and pays with her card.

02

Tio splits it instantly

Sarah scans the receipt with Tio. We do the math: $100 per person.

03

Friends pay Sarah directly

Each friend gets a Venmo/PayPal link. They tap, they pay Sarah. Money never goes through Tio.

Trust & Safety

  • Money flows between users only — Tio never holds funds
  • We don't see your bank info or payment details
  • Auto-reminders for friends who haven't paid yet
  • Works with Venmo, PayPal, Cash App, and Revolut
  • See who's paid and who hasn't in real-time
Pricing

Simple $7.99/month.

7-day free trial — no credit card required to start.

One subscription. Unlimited group chats. Personal Tio in your DMs. Cancel anytime.

Free
$0/forever

Add Tio to all your groups — no limits.

  • Basic reminders
  • Group notes
  • Manual payment tracking
Most loved
Pro
7 days free
then $7.99/month

Unlock the magic features.

  • Receipt scanning with AI
  • Document & prescription scanning
  • Smart reminders
  • Auto-payment links (Venmo / PayPal / Cash App)
  • Unlimited group chats
  • Priority support
Pay with Apple Pay

Cancel anytime. No commitment during beta — waitlist members get their first month of Pro free at launch.

Privacy

Privacy first. Always.

Your data stays yours

Photos, documents, and chats are encrypted. Only your group sees them.

We don't sell anything

No ads, no data sales, no AI training on your conversations. Period.

Money flows directly between you

Tio never holds your funds. Splits go through Venmo / PayPal — your money, your control.

FAQ

Questions, answered.

Directly to YOU. Tio generates Venmo, PayPal, or Cash App links so your friends pay you in their preferred app. Money never passes through Tio. We just track who paid and remind those who didn't.

Bring Tio to your
favorite group.

Live now on Telegram and WhatsApp. Add Tio to any group in seconds.